Navigating serious illness is never easy and understanding how to pay for the care you need can add another layer of stress. Palliative care is seen as an independent medical specialty and is billed as a regular office visit, such as your primary care office. However, we are your local non-profit palliative care provider, so that means we do not turn away anyone, despite their ability to pay. 

Is Palliative Care Covered by Insurance?

Most private insurance plans, Medicare, and Medicaid do cover palliative care services, especially when they are deemed medically necessary. Coverage may include consultations, medications for symptom relief, and support services. However, patients may still face out-of-pocket expenses such as copays, deductibles, or limitations based on their specific insurance plan. 

Despite these coverage options, financial barriers still exist for many families. That’s where our mission as a local non-profit palliative care provider becomes essential. We believe that compassionate care should never be denied due to financial hardship. That’s why we proudly serve all patients—regardless of their ability to pay.

What is Included in the Costs of Palliative Care?

Our team not only provides expert symptom management for those living with serious illness but also plays a critical role in identifying when a patient may benefit from transitioning to hospice care. Functional declines—such as loss of independence in personal care tasks like bathing, dressing, or toileting—are key indicators that help our team initiate these important conversations. Other signs, such as weight loss and decreased appetite, may also signal a change in disease progression.

Palliative care is about more than comfort, it’s about planning. We help patients and families navigate advanced care planning and make informed decisions as illness progresses, especially when aggressive treatment is no longer desired.

In short, while insurance may cover much of palliative care, our non-profit model ensures that no one is left behind. We’re here to provide support, guidance, and dignity—without financial barriers standing in the way.